SERVICES

richmond, va skyline

Your legal practice in insurance coverage and related matters may require periodic expertise to assess claims handling, insurance coverage, good faith, and other related matters. If you or your firm requires a consultant or expert witness on these issues, please contact Kevin Quinley.

Kevin’s areas of expertise include:

  • The insurance industry and TPA custom and practice in claims handling;

  • Generally accepted customs, practices and norms sound claims-handling;

  • Insurance industry norms as to claim reporting, investigation, etc.;

  • Proper evidence-handling by adjusters in subrogation cases;

  • Institutional bad faith;

  • Insurance coverage processes as relate to coverage denials, and more.

Kevin has served as both a consulting and testifying expert.  He has helped policyholders, insurers, brokers, and self-insureds on cases in Kentucky, Louisiana, Washington D.C., Philadelphia, New Jersey, Arizona, Illinois, New Mexico, Ohio, and California. Firms, companies, and policyholders have engaged Kevin’s help on cases involving:

  • A major Las Vegas hotel/casino – issue of late loss reporting to an excess carrier following a massive jury hit;

  • Two different car manufacturers – faced six-figure subrogation claims by personal lines insurers on fire loss issues of proper adjusting procedure;

  • Excess and surplus lines carrier faced bad faith allegations over a claim denial and adjuster’s refusal to meet with the insured and broker;

  • A nursing home seeking coverage from its insurer following a flood loss – exclusionary endorsement issued after the claim was filed;

  • Intellectual property dispute between competitors who developed rival versions of claims management software.

  • The insurance producer allegedly gave the primary insurer incomplete information regarding the existence of personal umbrella coverage. The underlying claim ended up being above primary limits and litigation ensued.

  • A large commercial insurer sued for bad faith by its insured under a product liability policy. An additional insured faced a claim and exhausted the policy limits to get a settlement. Plaintiff then sued the named insured, which had no further insurance. In turn, the named insured sued the insurer, alleging bad faith and neglect of its interests.

  • A medical malpractice insurer was sued by the plaintiff for violating the state’s unfair claim practice regulations.

Kevin is a Contributing Author to a number of the textbooks published and used by the Insurance Institute of America for its Associate in Claims (AIC) and Enterprise Risk Management designation program.  With Kevin’s strong writing background and presentation skills, he blends rock-solid credentials with the ability to effectively communicate insurance concepts in a clear, understandable way to juries and judges.


PORTFOLIO

Case Examples of Expert Witness Experience:

  • Bad faith claim-handling

  • Adjuster standard of care

  • Extracontractual liability

  • Wrongful denial of coverage

  • Unreasonable claim handling delay

  • Automobile liability claims

  • Automobile first-party claims

  • UM/UIM claims

  • Commercial general liability claim handling disputes

  • “Failure to Settle” claims

  • Wrongful handling or denial/payment of Worker’s Compensation benefits

  • Disability claims

  • Mishandling medical malpractice claims

  • Mishandling of non-medical professional liability claims

  • Third-party homeowners claims

  • Excess versus primary carrier disputes, etc.

 

“Kevin was a claims-handling expert in a case against our client alleging unfair insurance practices. His extensive knowledge of claims handling practices, depth of familiarity with the facts of the case, and steady and unflappable demeanor on the stand contributed significantly to the outcome, a judgment in favor of our client.

- Partner at the Anderson Kreiger Law Firm, Boston